Our Claims Process
Filing an insurance claim can feel overwhelming, confusing, and stressful. At Cavalry Public Adjusters, we guide you through every step of the process, making sure nothing is missed and you get the settlement you deserve. Here’s what to expect when you work with us.
Initial Consultation & Claim Review
We start by listening. During a free consultation, we review your insurance policy, discuss your situation, and identify the damages that may be covered. This helps us create a clear plan for your claim before we even step onto the property.
Property Inspection & Documentation
We document everything from visible damage to hidden issues that may not be obvious at first glance. Photos, measurements, and notes ensure that nothing gets overlooked. This thorough documentation forms the foundation of a strong claim.
File Claim
Using our field observations and professional estimating tools, we prepare a detailed, line-item estimate of the necessary repairs. We then submit your claim to the insurance company, making sure every damage is accounted for and backed by clear documentation.
Fla. Stat. 627.7142 (1) Receive from your insurance company an acknowledgment of your reported claim within 7 days after the time you communicated the claim.
Negotiation & Advocacy
Insurance companies often undervalue claims. We negotiate on your behalf, providing supporting evidence and expert insight to maximize your settlement. Our goal is to level the playing field so that your claim is handled fairly.
Settlement
Once a settlement is offered, we review it carefully to ensure it reflects all your damages. We guide you through the final steps, and if necessary, help you appeal to achieve full compensation. Even after the check arrives, we’re here if questions or issues come up.
Fla. Stat. 627.7142 (4) Within 60 days, subject to any dual interest noted in the policy, receive full settlement payment for your claim or payment of the undisputed portion of your claim, or your insurance company’s denial of your claim.